Inheritance Tax and Estate Planning

Once considered a tax on the truly affluent, Inheritance Tax (IHT) now affects more families than ever. Without a plan in place, you could leave your beneficiaries with a hefty tax bill and a lot of paperwork.

Estate planning presents an opportunity to prepare your finances in a way that ensures your assets are protected and distributed according to your wishes, in a tax efficient way. We will consider your views on lifetime gifting, post death legacy and design IHT mitigation strategies depending on your objectives.

An estate plan should always be tailored to you, providing the right balance of control and flexibility. It is a complex area of financial planning that requires diligent advice and careful construction. We are used to working with client’s existing professional advisers, such as family lawyers, to ensure a joined-up, collaborative approach.

IHT legislation is constantly changing, so even those who have existing plans in place should get a check-up to ensure these are still appropriate. Contact us for a second opinion on your existing arrangements.

The levels and bases of taxation, and reliefs from taxation, can change at any time.  The value of any tax relief is dependent on individual circumstances.

The Client Journey

Starting with identifying your goals and objectives, we’ll work with you to create and implement a bespoke plan.

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Tax Health Check

How’s your financial health?

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“The MWM team have provided a comprehensive set of services that have allowed me to plan my early retirement with confidence. I would not have known how to do this without the help from Andrew, Jennifer and their team. The services they deliver definitely feel specific to my own situation and life choices, and that personal level of detail is very much appreciated. The company also gets involved in local projects and are truly part of the community - there are good ethics here.”

Client Review - Ewan Watson, Perthshire
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