Investment Planning

Are you looking to create a brighter future for your family, top up your retirement pot, or generate an additional source of income? Whatever the reason, your motivations will largely influence how and in what you invest. You will need to consider your current financial situation, your goals, your timeline for success, and how much risk you are willing to take on. Once we have helped you set out clear and measurable goals, we can design a portfolio of investments that align with your specific needs.

Responsible for over £157 billion of client funds, St. James's Place Wealth Management recognises that no single investment house has a monopoly on investment expertise, and St. James's Place do not employ in-house investment managers. Instead they carefully select a number of external managers of outstanding ability to manage our range of funds.

This has a number of advantages:

• It gives them the freedom to select first-class managers from the global investment market to manage our funds on behalf of our clients.
• It enables them to change any of these managers at short notice if we have lost confidence in them, without any additional charges, or tax implications, or inconvenience to our clients.
• It offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.